According to a recent article, at least 70% of credit reports have errors. Having
the wrong information on your credit report can cause you to be denied credit, have
to pay a higher interest rate on the credit you do get, keep you from getting an
apartment, and prevent you from getting a job.
The Fair Credit Reporting Act, also known as FCRA, requires the credit reporting
agencies to follow procedures to ensure maximum possible accuracy when reporting
credit information. Importantly, the Fair Credit Reporting Act also gives you the
right to dispute the information in your credit report, and requires that the credit
reporting agencies investigate the disputed information. Under the Fair Credit Reporting
Act, a credit reporting agency must correct any inaccurate information and delete
information that it cannot be verified.
If you have errors on your credit report, follow these Four Easy Steps to Fixing
Your Credit Report. If your credit report is not fixed after following the four easy
steps, contact us by phone (312-242-1849) or email (firstname.lastname@example.org) for a free
IMPORTANT: Beware of any company that promises to fix or repair your credit. These
companies do not do anything that you cannot do for yourself, charge you huge fees,
and may prevent you from suing the credit reporting agencies or the furnishers when
errors in you credit report are not corrected. To get the best results, it is important
that you make the first attempt at fixing your own credit report.